If you are like most businesses, you likely have some sort of debt. The biggest problems occur when your debt starts to outpace your profit. When debt collectors start to call, you need professional assistance. A debt collection attorney can help get the debt collectors off your back, re-evaluate your business plan, and help you understand your legal risks. Lucé Law and our team of business attorneys are happy to discuss your particular debt issues and create a strategy for getting you back on track.
Abusive Debt Collectors
If debt collectors are harassing you, you have the right to tell them to stop. Our attorneys understand federal laws surrounding debt collection and how to stop abusive collectors. Debt collectors must abide by rules set by the Fair Debt Collections Practices Act (FDCPA) when it comes to collecting. Debt collectors cannot:
- Call at all hours of the day and night
- Use abusive language
- Threaten you with physical harm
- Use false statements
- Threaten to make your debt public
If you are experiencing abuse from debt collectors, you can stop it by talking with a debt collection attorney. Call us to discuss your particular situation with our team of experienced attorneys.
How to Handle a Debt Collector
If a debt collector calls you, request an itemized list of the debt, who the debt is for, and the total amount. Let them know that you intend to resolve the debt after speaking with your attorney. A knowledgeable attorney can look over the debt, determine it is valid and talk about solutions on how to handle the debt. Don’t make any payments until you have confirmed that the debt is indeed valid and thoroughly discussed your business debt with a licensed attorney.